Keyword: premium
Insurance at Risk (11/10/2000)
Genetic test results on fatal diseases could lead to adverse selection of membership in life and health insurance if unfavorable results are concealed from insurers.
Keywords: adverse selection, asymmetric information, exclusion principle, genetic tests, health insurance, Huntington's disease, life insurance, premium, risk, risk pooling, uncertainty
Premium from Freemium (12/30/2014)
Free public goods with close to zero marginal cost could profit from partial excludability.
Keywords: consumption rivalry, digital goods, excludability, freemium, premium, private goods, public goods
Riskless Insurance (2/27/2007)
Regulatory protection has led to legal price fixing in the title insurance oligopoly at the expense of home buyers.
Keywords: kickbacks, mortgage lenders, oligopoly, premium, price fixing, rebate, regulation, title insurance, title search